Step Up Credit Card
Key Features of a Step-Up Credit Card
- Credit Limit Growth:Starts with a small credit limit that increases as repayment history improves.
Offers a step-by-step approach to establishing financial discipline.
- Secured or Unsecured Options:Some step-up cards are backed by a fixed deposit or savings account, while others are unsecured.
- Low Eligibility Requirements:Designed for individuals with no credit score or a low score.
- Reward Programs:Many step-up cards offer cashback, discounts, or rewards on purchases to encourage usage.
- Basic Fees:Often come with lower annual fees and interest rates compared to traditional credit cards.
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